IFM HKL combination courses: Are you a student who pursued HKL (History, Kiswahili, and Language-related subjects) in high school and now wondering what degree options are available to you at the Institute of Finance Management (IFM)? You’re in the right place! This blog post will take you through everything you need to know about IFM HKL combination courses, including admission requirements, program duration, and course options.

What Are IFM HKL Combination Courses?
IFM HKL combination courses refer to undergraduate degree programs at the Institute of Finance Management that accept students who completed History, Kiswahili, and other arts-related subjects at A-Level. These programs are designed to accommodate students from humanities backgrounds who are interested in finance, banking, insurance, social protection, and related fields.
IFM HKL Combination Courses
Here is a list of IFM HKL combination courses available to students with relevant A-Level qualifications:
01.Bachelor of Accounting
Institute of Finance Management (IFM), Dar es Salaam stands as a respected institution offering a Bachelor of Accounting
Admission Requirements: Two principal passes in the following subjects: History, Geography, Kiswahili, English Language, French, Arabic, Fine Arts, Economics, Commerce, Accountancy, Physics, Chemistry, Biology, Advanced Mathematics, Agriculture, Computer Science or Nutrition. Those without a principal pass in Advanced Mathematics must have a subsidiary pass in Basic Applied Mathematics or a minimum of “C” grade in Mathematics at O-Level.
Program Duration: 3 years
02.Bachelor of Banking and Finance
Institute of Finance Management (IFM), Dar es Salaam stands as a respected institution offering a Bachelor of Banking and Finance
Admission Requirements: Two principal passes in the following subjects: History, Geography, Kiswahili, English Language, French, Arabic, Fine Arts, Economics, Commerce, Accountancy, Physics, Chemistry, Biology, Advanced Mathematics, Agriculture, Computer Science or Nutrition. Those without a principal pass in Advanced Mathematics must have a subsidiary pass in Basic Applied Mathematics or a minimum of “C” grade in Mathematics at O-Level
Program Duration: 3 years
03.Bachelor of Science in Insurance and Risk Management
Institute of Finance Management (IFM), Dar es Salaam stands as a respected institution offering a bachelor of Science in Insurance and Risk Management
Admission Requirements: Two principal passes in the following subjects: History, Geography, Kiswahili, English Language, French, Arabic, Fine Arts, Economics, Commerce, Accountancy, Physics, Chemistry, Biology, Advanced Mathematics, Agriculture or Computer Science
Program Duration: 3 years
04. Bachelor of Science in Social Protection
Institute of Finance Management (IFM), Dar es Salaam stands as a respected institution offering a Bachelor of Science in Social Protection
Admission Requirements: Two principal passes in the following subjects: History, Geography, Kiswahili, English Language, French, Arabic, Fine Arts, Economics, Commerce, Accountancy, Physics, Chemistry, Biology, Advanced Mathematics, Agriculture or Computer Science.
Program Duration: 3 years
05.Bachelor of Science in Tax Management
Institute of Finance Management (IFM), Dar es Salaam stands as a respected institution offering a Bachelor of Science in Tax Management
Admission Requirements: Two principal passes in the following subjects: History, Geography, Kiswahili, English Language, French, Arabic, Fine Arts, Economics, Commerce, Accountancy, Physics, Chemistry, Biology, Advanced Mathematics, Agriculture or Computer Science. Those without a principal pass in Advanced Mathematics must have a subsidiary pass in Basic Applied Mathematics or a minimum of “C” grade in Mathematics at O-Level.
Program Duration: 3 years
06.Bachelor of Economics and Finance
Institute of Finance Management (IFM), Dar es Salaam stands as a respected institution offering a Bachelor of Economics and Finance
Admission Requirements: Two principal passes in the following subjects: History, Geography, Kiswahili, English Language, French, Arabic, Fine Arts, Economics, Commerce, Accountancy, Physics, Chemistry, Biology, Advanced Mathematics, Agriculture, Computer Science or Nutrition. Those without a principal pass in Advanced Mathematics must have a subsidiary pass in Basic Applied Mathematics or a minimum of “C” grade in Mathematics at O-Level
Program Duration: 3 years
07.Bachelor of Accounting with Information Technology
Institute of Finance Management (IFM), Dar es Salaam stands as a respected institution offering a Bachelor of Accounting with Information Technology
Admission Requirements: Two principal passes in the following subjects: History, Geography, Kiswahili, English Language, French, Arabic, Fine Arts, Economics, Commerce, Accountancy, Physics, Chemistry, Biology, Advanced Mathematics, Agriculture, Computer Science or Nutrition. Those without a principal pass in Advanced Mathematics must have a subsidiary pass in Basic Applied Mathematics or a minimum of “C” grade in Mathematics at O-Level.
Program Duration: 3 years
Why Choose IFM HKL Combination Courses?
The Institute of Finance Management (IFM) is a trusted institution in Tanzania, offering quality education in finance, economics, accounting, and risk management. Choosing IFM HKL combination courses means you’ll be joining a recognized institution that tailors opportunities for students from humanities backgrounds.
If you studied History, Kiswahili, and other humanities subjects in high school, don’t worry—you still have a wide range of degree options. With the growing demand for professionals in finance, banking, taxation, and social protection, IFM HKL combination courses open many doors for your future career. Whether your interest is in accounting, economics, or insurance, IFM has a course that suits your background and aspirations.
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